Sell Your Non-Performing Mortgage Note for a Lump Sum of Cash

Leading Buyer of Non-Performing Notes | Fast Cash Offers | Avoid Foreclosure

Turn your distressed or defaulted note into immediate cash. We buy non-performing notes nationwide.

A non-performing mortgage note can be a significant financial burden. Instead of receiving regular payments, you're left with a defaulted loan and the prospect of a long and costly foreclosure process. But you don't have to deal with the hassle and uncertainty. We are a leading buyer of non-performing notes, and we can provide you with a fast, fair cash offer for your distressed asset.

What is a Non-Performing Note?

A non-performing note, also known as a distressed or defaulted mortgage note, is a loan that is 90 days or more delinquent. When a borrower stops making payments, the note is no longer "performing" and becomes a non-performing asset. This can happen for a variety of reasons, including job loss, medical emergencies, or other financial hardships.

Performing vs. Non-Performing Notes

  • Performing Note: The borrower is current on their payments, and you receive a steady stream of income.
  • Sub-Performing Note: The borrower has missed some payments but is not yet in default.
  • Non-Performing Note: The borrower has stopped making payments for 90 days or more, and the loan is in default.

Why Sell Your Non-Performing Note?

Selling your non-performing note can be a smart financial decision. Here are some of the key benefits:

  • Get Immediate Cash: Instead of dealing with a defaulted loan, you can get a lump sum of cash for your note.
  • Avoid Foreclosure: The foreclosure process can be long, expensive, and emotionally draining. By selling your note, you can avoid the hassle and uncertainty of foreclosure.
  • Eliminate Risk: When you sell your note, you transfer the risk of loss to the buyer. You no longer have to worry about the borrower's ability to pay or the value of the property.
  • Free Up Your Capital: The cash you receive from selling your note can be used for other investments, to pay off debt, or for any other financial need.

Our Simple 3-Step Process

We've streamlined the process of selling a non-performing note to make it as fast and easy as possible.

  1. Submit Your Note Details: Fill out our simple online form with some basic information about your note.
  2. Receive a Cash Offer: We'll review your note and provide you with a no-obligation cash offer within 24 hours.
  3. Get Your Cash: If you accept our offer, we'll handle all the paperwork and you'll receive your cash in as little as 21 days.

Why Choose Us?

We are a trusted and experienced buyer of non-performing notes. Here's why you should choose us:

  • We're Experts in Distressed Assets: We have years of experience buying and managing non-performing notes.
  • We Offer Competitive Prices: We'll provide you with a fair and competitive cash offer for your note.
  • We Make it Easy: Our streamlined process makes it fast and easy to sell your note.
  • We're a Trusted Partner: We're committed to providing a transparent and professional experience for our clients.

Frequently Asked Questions

What is my non-performing note worth?

The value of a non-performing note depends on a variety of factors, including the unpaid principal balance, the value of the property, the borrower's payment history, and the location of the property. We'll provide you with a free, no-obligation quote to determine the value of your note.

How long does it take to sell my note?

We can typically close and fund the purchase of your note in as little as 21 days.

What if the borrower is in foreclosure?

We can still buy your note even if the borrower is in foreclosure. We have the experience and resources to navigate the foreclosure process.

Do you buy notes in my state?

We buy non-performing notes in all 50 states.

Get Your Free Quote Today!

Ready to turn your non-performing note into cash? Fill out our simple online form to get your free, no-obligation quote today!

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